About Mini Peng

A more personal approach to finance.

Clear guidance, careful listening and practical support for each stage of your property journey.

Mini Peng, Mortgage Broker

Meet Mini

Your trusted mortgage & finance broker.

Banking experience. Business insight. Personalised finance solutions.

Mini Peng is a finance professional with over two years of experience in mortgage broking and a diverse background spanning banking, finance, business operations and entrepreneurship.

With previous banking experience at HSBC, Mini brings a broad understanding of financial services and lending. She supports clients across residential mortgages, commercial lending and SMSF property finance.

Experience that adds context

Finance knowledge grounded in real business.

Since 2011, Mini has been involved in the financial management of a family business, including bookkeeping, MYOB transaction processing and payroll administration. Her experience also includes building materials import and export documentation, logistics coordination and sales responsibilities.

With more than 10 years of experience in online sales and independently operating her own business activities, Mini understands the commitment, cash-flow considerations and financial responsibilities involved in running a business. This perspective helps her better understand self-employed borrowers and business owners.

At M&P FUTURE FINANCE, Mini focuses on clear communication, personalised guidance and lending solutions shaped around each client's circumstances and long-term goals. Good broking is not only about finding a loan — it is about understanding the person or business behind the application.

Background & qualifications

Knowledge from every side of finance.

Formal finance education, banking exposure and hands-on business experience inform Mini's practical approach.

Finance & Mortgage Broking

Bachelor of Finance and Financial Management · Diploma of Finance and Mortgage Broking Management

Banking Experience

Previous banking experience at HSBC

Accounting & Bookkeeping

Certificate IV in Accounting and Bookkeeping · MYOB, payroll and financial administration experience

Property & Business Insight

Real estate qualification · building materials, logistics, sales and more than 10 years in online business

Professional Memberships

MFAA Member · AFCA Member

Client stories

What clients say about working with Mini.

I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about helping her clients. She took the time to understand my needs, explain different loan options clearly, and help me find the most suitable solution. She was always patient, approachable, and quick to respond to my questions. Her enthusiasm and dedication made the whole process much smoother and less stressful. I really appreciate her support and would highly recommend her to anyone looking for a reliable and caring mortgage broker.
Hank W.First Home Buyer Client
I had a great experience working with her throughout my mortgage application process. Mini is very friendly, patient, and professional, and always willing to go the extra mile to help me find the lowest possible interest rate. She took the time to explore different loan options and find one that best suited my needs. She was always happy to answer my questions and explain things clearly, which made the whole process much easier and less stressful. I really appreciate her dedication, excellent communication, and ongoing support. I would highly recommend her to anyone looking for a reliable and caring mortgage broker.
June H.SMSF Loan Client
Mini was fantastic in helping me arrange my SMSF property loan. She was very knowledgeable, patient, and professional throughout the entire process. She took the time to explain the different loan options available for my self-managed super fund and helped me find a suitable loan with a competitive interest rate. Mini was always responsive to my questions and kept me informed at every stage, making what could have been a complicated process much easier to understand. I really appreciated her dedication, attention to detail, and willingness to go the extra mile to help me. I would highly recommend Mini to anyone looking for an experienced and reliable mortgage broker for their SMSF lending needs.
Wei W.SMSF Loan Client
I previously had a home loan with Commonwealth, and when I needed to cash out, Mini helped me refinance to AMP. Not only did I save on interest, but the loan amount also met my needs. She compared policies from many different lenders based on my actual situation, and ultimately found one that was friendly to self-employed applicants, so I could qualify smoothly.
Wuyan H.Refinance Residential Client
The previous client of Mini is a good friend of mine. My good friend referred Mini to me. I was planning to buy an investment house to rent out, intending to hold it until retirement. I told Mini about my needs and my actual financial situation. I run a restaurant, and after I provided all the relevant details to her, she considered that I’m self-employed while my wife has PAYG income. Based on our ages and situation, we want to buy an investment property to generate rental income for retirement. Using her professional knowledge, Mini compared different banks for me and helped arrange the cash out amount I needed without requiring a lot of extra cash for the deposit. I’m very satisfied with her help. Mini was very patient and explained things very clearly to me. I truly appreciate her professional service and care.
Brandon S. & Mandy L.Refinance & Investment Clients
As a first-home buyer, I paid a deposit during COVID to purchase an off-the-plan property. As the settlement date was approaching, my agent introduced me to Mini. Based on my situation as a newly employed accountant with PAYG income and not a high salary, she helped me secure a loan and successfully purchase my first home. Later, after I changed jobs and got a raise, I turned to Mini again for refinancing because I wanted to cash out some funds for home improvements. She helps me to improve my cash flow and fully met my needs. I’m very satisfied with her patience, professionalism, and careful service. She truly understands client needs and is highly professional, making her a genuinely trustworthy mortgage advisor.
Tegan Y.First Home Purchase & Refinance Client
A few years ago, our commercial loan interest rates with the non-bank lender were quite high. As our business continued to improve, we met the requirements for refinancing our loan. Ultimately, with Mini’s help, we successfully refinanced our commercial loan with ANZ. Not only did we secure a more suitable interest rate, but the service was also more efficient and much more considerate.
ACB Joinery P/LCommercial Loan Client

Your goals. Your circumstances. Your future.

Let's build your brighter future together.

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